Health-care marketplace confusion — here are all of the facts

Wednesday, December 5, 2018

Below is an exerpt from an op-ed by NHC CEO Marc M. Boutin, JD; Matthew Eyles, CEO of America’s Health Insurance Plans (AHIP); and Richard Pollack, president and CEO of the American Hospital Association, reposted from The Hill.

Time is running out. Open enrollment for health insurance plans has less than two weeks to go. But which plan is right for you and your family? A number of changes have happened since last year, and it’s important you understand your options. That’s why our organizations, representing patients, hospitals, and insurance providers, have come together — to make sure you have the facts you need.

First, let’s look at what hasn’t changed. The HealthCare.gov marketplace will be open through December 15, so you can buy a plan for 2019. If you’re eligible for financial aid, you can still apply through the Marketplace for help paying your premium and lowering out-of-pocket costs for copays and deductibles.

You will generally have more choices through the marketplace than in past years. Every county in the United States will have at least one plan on the marketplace. Rates are more stable this year, so increases are generally lower than in the past. In some markets, premiums have even gone down.  

Read the full article.